— MORTGAGE SERVICES
THE RIGHT MORTGAGE. FIRST TIME.
We connect you with Dubai’s leading banks and mortgage providers to secure the best financing for your property — whether you’re a UAE resident, expat, or overseas investor.
Everything covered, start to finish
From obtaining your pre-approval letter to sitting alongside you at mortgage signing — our team manages every stage of the UAE mortgage process, saving you time and securing better terms than going to banks directly.
Mortgage Pre-Approval
Bank pre-approval letter obtained before your property search — giving you a clear budget and stronger negotiating power
Bank Comparison & Selection
We compare rates and terms across 10+ UAE banks to find the most competitive product for your profile
Full Application Management
Document submission, bank follow-up, and status updates — all handled on your behalf
Refinancing Advisory
Already have a mortgage? We review your current rate and explore switching options that could reduce your payments
Islamic Finance Options
Sharia-compliant Murabaha and Ijara home finance arranged through UAE's leading Islamic banks
01 — MORTGAGE
80%
MAX LTV — RESIDENTS
60%
MAX LTV — NON-RESIDENTS
25 yrs
MAX LOAN TERM
50%
MAX DEBT-TO-INCOME
Use our mortgage calculator to estimate your monthly repayments based on property value, down payment, loan term, and interest rate. This is an indicative guide — speak to our advisors for a personalised assessment.
Documents You Will Need
Passport, Emirates ID (residents), salary certificate, 3–6 months bank statements, and signed MOU
Pre-Approval Timeline
Typically 5–7 working days from full document submission to pre-approval letter
Fees to Budget For
Arrangement fee (0.25–1%), property valuation (AED 2,500–3,500), and DLD mortgage registration (0.25%)
Overseas Buyers Welcome
Non-residents can apply — we guide you through the full process remotely with 60% LTV available
Islamic Finance Available
Sharia-compliant options available through Emirates Islamic, Dubai Islamic Bank, and Abu Dhabi Islamic Bank
02 — GOLDEN VISA
4.2%
FROM — BEST RATE
10+
BANKING PARTNERS
5–7
DAYS TO PRE-APPROVAL
0%
ADVISOR FEE TO YOU
From application to approval
Eligibility Check
Bank Comparison
Pre-Approval
Valuation
Offer & Drawdown
SECURE YOUR FINANCING
Get the best mortgage rate for your Dubai property.
Better rates. Less stress.
Support email
info@lunavista.ae
Dubai
The Metropolis, Business Bay Dubai ,United Arab Emirates
United Kingdom
London E16 1AH, United Kingdom, Expressway by General People
Phone Number
+971 4 565 5135
+971 56 433 7534
+ 44 7444 466066
Leave a message
We respond within 2 hours during Monday–Friday, 9:00 AM – 6:00 PM (GST).
