— MORTGAGE SERVICES
THE RIGHT MORTGAGE. FIRST TIME.
We connect you with Dubai’s leading banks and mortgage providers to secure the best financing for your property, whether you’re a UAE resident, expat, or overseas investor.
Everything covered, start to finish
From obtaining your pre-approval letter to sitting alongside you at mortgage signing, our team manages every stage of the UAE mortgage process, saving you time and securing better terms than going to banks directly.
Mortgage Pre-Approval
Bank pre-approval letter obtained before your property search, giving you a clear budget and stronger negotiating power
Bank Comparison & Selection
We compare rates and terms across 10+ UAE banks to find the most competitive product for your profile
Full Application Management
Document submission, bank follow-up, and status updates, all handled on your behalf
Refinancing Advisory
Already have a mortgage? We review your current rate and explore switching options that could reduce your payments
Islamic Finance Options
Sharia-compliant Murabaha and Ijara home finance arranged through UAE's leading Islamic banks
01 — MORTGAGE
80%
MAX LTV, RESIDENTS
60%
MAX LTV, NON-RESIDENTS
25 yrs
MAX LOAN TERM
50%
MAX DEBT-TO-INCOME
Use our mortgage calculator to estimate your monthly repayments based on property value, down payment, loan term, and interest rate. This is an indicative guide, speak to our advisors for a personalised assessment.
Documents You Will Need
Passport, Emirates ID (residents), salary certificate, 3–6 months bank statements, and signed MOU
Pre-Approval Timeline
Typically 5–7 working days from full document submission to pre-approval letter
Fees to Budget For
Arrangement fee (0.25–1%), property valuation (AED 2,500–3,500), and DLD mortgage registration (0.25%)
Overseas Buyers Welcome
Non-residents can apply, we guide you through the full process remotely with 60% LTV available
Islamic Finance Available
Sharia-compliant options available through Emirates Islamic, Dubai Islamic Bank, and Abu Dhabi Islamic Bank
4.2%
FROM — BEST RATE
10+
BANKING PARTNERS
5–7
DAYS TO PRE-APPROVAL
0%
ADVISOR FEE TO YOU
From application to approval
Eligibility Check
Bank Comparison
Pre-Approval
Valuation
Offer & Drawdown
SECURE YOUR FINANCING
Get the best mortgage rate for your Dubai property.
Better rates. Less stress.
Support email
info@lunavista.ae
Dubai
The Metropolis, Business Bay Dubai ,United Arab Emirates
United Kingdom
London E16 1AH, United Kingdom, Expressway by General People
Phone Number
+971 4 565 5135
+971 56 433 7534
+ 44 7444 466066
Leave a message
We respond within 2 hours during Monday–Friday, 9:00 AM – 6:00 PM (GST).
