Luna Vista Real Estate

FAQs

Our global real estate experts are here to help you in this ever-changing market.

1. What types of properties do you offer?

We offer a curated selection of residential, commercial, and luxury properties, including apartments, villas, branded residences, and investment-focused developments across Dubai.

Yes, non-residents are allowed to purchase freehold properties in designated areas across Dubai.

Dubai offers a stable economy, investor-friendly regulations, strong rental demand, and tax advantages, making it a popular global investment destination.

Dubai has a transparent and regulated property market governed by the Dubai Land Department, ensuring buyer protection.

We can connect clients with trusted property management providers for leasing, maintenance, and tenant management.

1. Do you specialize in off-plan properties?

Yes, we specialize in off-plan developments from reputable developers, offering flexible payment plans and strong investment potential.

Off-plan properties often come with attractive pricing, flexible payment plans, capital appreciation potential, and access to new, high-quality developments.

In many cases, off-plan properties can be resold before completion, subject to developer terms and market conditions.

Payment plans vary by project and developer but commonly include milestone-based or post-handover payment structures.

We work exclusively with developers registered with the Dubai Land Department and RERA, ensuring all off-plan projects meet regulatory standards and escrow requirements that protect buyer funds.

1. Are there any property taxes in Dubai?

Dubai does not impose annual property taxes. Buyers typically pay a one-time registration fee at the time of purchase.

Additional costs may include registration fees, administrative charges, and service fees, depending on the project.

Rental yields vary by location and property type, but Dubai is known for competitive returns compared to many global markets.

Yes, short-term rentals are permitted in many areas, subject to registration and compliance with local regulations.

Yes, the Dubai Land Department charges a 4% transfer fee on the purchase price at the time of registration, which is typically split between buyer and seller unless otherwise agreed.

1. Can I obtain residency through property ownership?

Yes, property ownership above certain thresholds may qualify buyers for long-term residency visas, subject to government regulations.

Real estate investors with qualifying property holdings valued at AED 2 million or more may be eligible to apply for a 10-year UAE Golden Visa, subject to current federal immigration criteria and approval requirements.

Eligible investor visa holders may generally sponsor immediate family members, subject to prevailing UAE immigration regulations.

For most visa categories, the property must be fully paid or meet a minimum equity threshold. Off-plan properties under construction may not qualify until a certain payment milestone is reached.

Processing times vary based on application completeness and government processing timelines.

1. Do you assist with property financing or mortgages?

We can guide clients through available mortgage and financing options via trusted banking partners in the UAE.

Yes, non-residents can apply for mortgages through select UAE banks, though eligibility criteria, down payment requirements, and interest rates may differ from those offered to UAE residents.

Down payment requirements vary depending on residency status, property value, and lender policy. UAE residents commonly require at least 20%, while non-residents often require higher initial contributions.

Mortgage terms in the UAE can extend up to 25 years, depending on the borrower’s age, income profile, and the lending institution’s terms and conditions.

Standard documentation usually includes a valid passport, proof of income or salary certificates, bank statements, and property details. Requirements may vary by bank and residency status.